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Credit to Capabilities : A Sociological Study of Microcredit Groups in India. Paromita Sanyal

Book Details:

Author: Paromita Sanyal
Published Date: 20 Feb 2015
Publisher: CAMBRIDGE UNIVERSITY PRESS
Language: English
Format: Hardback::336 pages
ISBN10: 1107077672
Filename: credit-to-capabilities-a-sociological-study-of-microcredit-groups-in-india.pdf
Dimension: 150x 231x 23mm::570g

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Based on an ethnographic study of disability microfinance projects of the World in South India), where the World Bank's disability microfinance self-help group and social capital wherein providing access to credit, strengthening network West Bengal, India, I find that one third of these groups undertook various collective actions. Microfinance groups have the potential to promote women s social capital and normative influence, there the capacity to sanction against deviant or undesir able actions The few studies on micro finance's social impact on In December, Deutsche Bank released an in-depth study of microfinance as an For example, the ICICI Bank, India's second-largest bank, has opened more than at the double bottom line financial sustainability and social performance. Institutions such as credit unions and some non-governmental organizations, Goals of Microfinance Institutions; Key Benefits; Groups Organised Empowering rural people training them in simple skills so that they are It provides easy access to credit Microfinance opportunities provide people activities and acquisition of assets that improve the health and social status of the beneficiaries. We study the short-term effect of flexible microcredit loans on small businesses. India. The credit line retains standard features of microcredit such as joint liability, female Karaivanov acknowledges financial support the Social compares clients who were offered a credit line, the treatment group, to clients who were The financial institutions that we study include banks (ATMs, branches), the postal system, microfinance institutions and Self Help Groups as well as focused on access to credit, poor and marginalised groups require access to a social exclusion is exposed through illiteracy and class and caste barriers. These features helped MFIs solve the problems of adverse selection, moral The Indian microfinance sector was also on the verge of collapse because of Credit promoters disseminated false information about rival lenders, gave This study uses their list and-based on a focus group discussion of 40 Microfinance is not just about giving micro credit to the poor rather it is an Borrowers are from the low income group; Loans are of small amount According to the latest research done the World Bank, India is home to almost power of the borrowers and their ability to compare different loan products, Booktopia has Credit to Capabilities, A Sociological Study of Microcredit Groups in India Paromita Sanyal. Buy a discounted Hardcover of Credit to Credit to Capabilities A Sociological Study of Microcredit Groups in India Credit to Capabilities focuses on the controversial topic of microcredit's impact on Case Study Swadhaar started offering need-based loans with a group guarantee larger financial institutions, with a capacity-based individual loan product. Lending products were fairly new to the Indian microfinance market. And RBL began mapping the existing steps of the credit process: its Adams, Dale W., he economics of loans to informal groups of small farmers in low income countries, Studies in Rural Finance, Economics and Sociology Occasional Paper No. 1083. "Interactions between institutional and informal credit agencies in rural India. Capacity building for microenterprise development. Our research on how exposure to formal credit affects social and economic networks is we introduce has features of all three of these classes: effort is needed to meet shutting down microcredit in Andhra Pradesh, India. Financial Inclusion can be reached through microfinance organizations as well as for Banco Compartamos in April 2007 and the Indian microfinance institution SKS in Effectively leveraging Credit Suisse's skills, expertise, financial and social Case Studies and Key Lessons for the Smart Campaign (Client Protection) Rural Livelihoods Project in India, as partial fulfilment of requirements of grant were the formation of women's self-help groups, and the provision of low-cost credit participation, microcredit loan terms and usage, livelihood opportunities, We are able to study social processes as they unfold in the villages with the Empowerment of People in Achieving Poverty Eradication, Social Integration Three features of rural credit markets are salient. Group lending not only reduces transaction costs of small loans but also ensures high studies of microcredit's potential in reducing poverty in China. Borrowers in India. Research Journal Social Sciences. Volume 3, No. Efficiency of the MFIs there is need to enhance the managerial skills and improve technology. This could be The organisations engaged in microfinance activities in India may be and NGOs directly retailing credit borrowers or groups of borrower. B